Privacy Policy

High Point Financial, Inc. Website Legal Notice and Privacy Policy

Effective Date: March 30, 2026
Last Updated: March 30, 2026

This Website Legal Notice and Privacy Policy describes how High Point Financial, Inc. (“High Point Financial,” “Company,” “we,” “us,” or “our”) collects, uses, discloses, and protects information through its website and related online services. California law requires operators of commercial websites that collect personally identifiable information from California consumers to conspicuously post a privacy policy and to describe what information is collected, with whom it is shared, and other required disclosures.[1]

Company Information

High Point Financial, Inc.
27433 Tourney Road, Suite 150B
Valencia, CA 91355
Email: contact@hpfusa.com

Legal Notice

The content on this website is provided for general informational purposes only. It is not legal, tax, accounting, investment, lending, insurance, or other professional advice, and it should not be relied upon as a substitute for consultation with qualified professionals regarding your specific facts and circumstances.

Use of this website, transmission of information through this website, or communication with High Point Financial through internet forms, email, or other electronic means does not by itself create a client, advisory, fiduciary, accountant-client, tax preparer, consultant-client, or other professional engagement relationship. Any such relationship exists only after the parties have expressly agreed in writing to the scope of services and any required engagement terms.

Do not send confidential, proprietary, tax return, banking, Social Security, account, or other sensitive information through general website contact forms or unsecured email unless specifically instructed to do so through an approved secure method. California privacy guidance recognizes that financial account information and similar data may constitute personal information and, in some cases, sensitive personal information.[2]

High Point Financial makes reasonable efforts to keep website information current, but does not warrant that website content is complete, accurate, or up to date. The website and its content are provided “as is” and “as available,” to the fullest extent permitted by applicable law.

To the fullest extent permitted by law, High Point Financial disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and those arising from course of dealing or usage of trade.

To the fullest extent permitted by law, High Point Financial will not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to use of, or inability to use, this website, even if advised of the possibility of such damages.

This website may include links to third-party websites, tools, portals, or resources for convenience only. High Point Financial does not control and is not responsible for the content, availability, privacy practices, or terms of any third-party sites.

All website content, including text, graphics, branding, layout, logos, and compilations, is owned by or licensed to High Point Financial unless otherwise stated and is protected by applicable intellectual property laws. You may view, download, and print website content solely for personal or internal business reference, provided you do not remove proprietary notices or use the content in a misleading or infringing manner.

Unauthorized use of this website, including attempts to interfere with its operation, gain unauthorized access, scrape protected data, or misuse its forms or communications channels, is prohibited.

This website is intended for users located in the United States unless expressly stated otherwise. Use of the website is at your own risk and subject to all applicable laws.

These terms will be governed by the laws of the State of California, without regard to conflicts-of-law principles, except to the extent superseded by applicable federal law. Venue for disputes relating to the website shall lie in the appropriate state or federal courts located in California, unless otherwise required by law.

Privacy Policy

Scope

This Privacy Policy applies to information collected through High Point Financial’s website, including information collected online through contact forms, appointment requests, newsletter or update signups, document or inquiry submissions, cookies, analytics tools, and other website features. California guidance explains that a website privacy policy should give a broad picture of online and offline practices for the collection, use, sharing, and sale of personal information.[2]

Information We Collect

Depending on how the website is configured and used, High Point Financial may collect the following categories of information:

Identifiers, such as name, email address, mailing address, telephone number, IP address, and other online identifiers.[2][1]
Professional or commercial information, such as company name, service needs, inquiry details, and records relating to requested services or communications.[2]
Internet or other electronic network activity information, such as browser type, device information, pages visited, referring pages, approximate location derived from IP address, and interaction with the website.[2]
Information you voluntarily provide in messages, contact forms, uploads, appointment requests, or other submissions.[2]

Unless specifically requested through a secure process, please do not submit Social Security numbers, driver’s license numbers, financial account credentials, tax return documents, health information, or other sensitive personal information through the public-facing portions of the website. California guidance identifies items such as Social Security numbers, financial account information, precise geolocation, and certain communications content as sensitive personal information.[2]

Sources of Information

We may collect personal information:

Directly from you when you fill out forms, send emails, request information, schedule consultations, subscribe to communications, or otherwise contact us.
Automatically from your browser or device through cookies, server logs, pixels, analytics tools, and similar technologies when you visit or interact with the website.
From service providers or business partners that help us operate the website, manage communications, or support website functionality, analytics, hosting, security, and customer relationship management.

California privacy guidance states that privacy policies should disclose categories of sources from which personal information is collected, including information provided by the consumer, automatically generated by devices, or obtained from other businesses.

How We Use Information

We may use personal information for the following business and commercial purposes:

To respond to inquiries and communicate with you.
To provide requested information about accounting, tax, financial, advisory, consulting, or related services.
To schedule appointments, consultations, or follow-up communications.
To operate, maintain, secure, troubleshoot, and improve the website and related systems.
To monitor website usage, performance, and user experience.
To detect security incidents and protect against malicious, deceptive, fraudulent, or illegal activity.
To comply with legal, regulatory, recordkeeping, tax, and professional obligations.
To establish, exercise, or defend legal claims.
To send updates, newsletters, or marketing communications where permitted by law and subject to available opt-out rights.

California privacy resources state that businesses should describe the purposes for which they collect information and how that information is used.[2]

Cookies and Similar Technologies

The website may use cookies, analytics tags, server logs, and similar technologies to remember preferences, understand site usage, maintain security, and improve functionality. These technologies may collect online identifiers and internet activity information such as IP address, browser type, device characteristics, and pages viewed.

If the website uses analytics or advertising technologies provided by third parties, those third parties may collect information over time and across different websites or online services, depending on the tools implemented. CalOPPA guidance states that privacy policies should disclose whether third parties may collect personally identifiable information through the website or online service and should disclose how the site responds to Do Not Track signals.[3]

Most browsers allow you to control cookies through browser settings. Disabling cookies may affect website functionality.

Do Not Track and Global Privacy Controls

Some web browsers transmit “Do Not Track” signals. Because there is not yet a universally accepted standard for interpreting these signals, the website may not respond to browser-based Do Not Track signals in a uniform way unless specifically configured to do so. California law requires privacy policies for covered commercial websites to disclose how the site responds to Do Not Track signals and whether third parties may collect personally identifiable information on the site.[3]

If High Point Financial becomes subject to California laws requiring recognition of browser-based opt-out preference signals, such as the Global Privacy Control for sale or sharing activities, the website will process such signals as required by applicable law.

Disclosure of Information

High Point Financial may disclose personal information to the following categories of recipients, as reasonably necessary for the purposes described in this Privacy Policy:

Website hosting providers, IT support vendors, cybersecurity vendors, analytics providers, CRM or communications platform providers, scheduling providers, and other service providers.
Professional advisors, including attorneys, accountants, insurers, auditors, and compliance consultants.
Government entities, regulators, courts, law enforcement, or other parties when required by law, subpoena, court order, or regulatory process, or when reasonably necessary to protect rights, safety, and property.
Successors or counterparties in connection with a merger, acquisition, restructuring, financing, sale of assets, or similar transaction, subject to applicable confidentiality and legal requirements.

California privacy guidance states that privacy policies should identify categories of third parties to whom personal information is disclosed and, where applicable, sold or shared.

Sale or Sharing of Personal Information

High Point Financial does not sell personal information for money. High Point Financial also does not knowingly share personal information for cross-context behavioral advertising as those terms are used in California privacy law, unless this Privacy Policy is updated to state otherwise.

If the website later engages in activities that constitute a “sale” or “sharing” under California law, High Point Financial will update this Privacy Policy and provide any required notices and opt-out mechanisms.

Retention

High Point Financial retains personal information for as long as reasonably necessary for the purposes described in this Privacy Policy, including to respond to inquiries, maintain business and tax records, comply with legal or professional obligations, resolve disputes, and enforce agreements. Retention periods may vary depending on the nature of the information and applicable legal, regulatory, and operational requirements.

Security

High Point Financial uses reasonable administrative, technical, and physical safeguards designed to protect personal information appropriate to the nature of the information and the business. California privacy guidance advises that privacy policies should give a general description of security measures used to protect personal information, and notes that secure webpages commonly use HTTPS/SSL for transmission protection.

However, no internet transmission or storage system can be guaranteed to be 100% secure, and no method of electronic transmission or storage is completely secure.

Your Choices

You may choose not to submit information through the website, though doing so may limit the ability to respond to requests or provide services. You may also opt out of marketing emails by using the unsubscribe link in those messages or by contacting High Point Financial at contact@hpfusa.com.

California Privacy Rights

If High Point Financial is subject to the California Consumer Privacy Act, as amended, California residents may have the right to request: (1) disclosure of categories and specific pieces of personal information collected, (2) categories of sources, (3) business or commercial purposes for use, (4) categories of third parties to whom information is disclosed, (5) deletion of certain personal information, (6) correction of inaccurate personal information, (7) opt-out of sale or sharing of personal information, (8) limitation of the use and disclosure of sensitive personal information in certain cases, and (9) non-discriminatory treatment for exercising applicable rights.

The CCPA applies to for-profit businesses doing business in California that meet one or more statutory thresholds, including annual gross revenue above $25 million, buying, selling, or sharing the personal information of 100,000 or more California residents or households, or deriving 50% or more of annual revenue from selling California residents’ personal information.

If High Point Financial is not currently subject to the CCPA, the Company may still honor reasonable privacy inquiries and requests in its discretion and in accordance with applicable law. California’s CalOPPA separately requires operators of commercial websites that collect personally identifiable information from California consumers to conspicuously post a privacy policy on the website.[1]

Submitting Privacy Requests

To make a privacy-related request or ask a question about this Privacy Policy, contact:

High Point Financial, Inc.
27433 Tourney Road, Suite 150B
Valencia, CA 91355
Email: contact@hpfusa.com

If applicable law requires additional submission methods, verification procedures, response timelines, or appeal rights, High Point Financial will process requests in accordance with those requirements. California privacy guidance explains that covered businesses must describe how consumers can submit requests to know, delete, or correct personal information and generally must respond to certain requests within 45 days, subject to lawful extension.

Children’s Privacy

This website is not directed to children under 13, and High Point Financial does not knowingly collect personal information from children under 13 through the website. If High Point Financial learns that personal information from a child under 13 has been submitted through the website without appropriate authorization, it will take reasonable steps to delete that information.

Third-Party Sites and Services

The website may link to third-party websites, client portals, payment providers, scheduling tools, document exchange systems, or social media platforms. High Point Financial is not responsible for the privacy, security, or content practices of third parties, and users should review the applicable privacy policies and terms of those third parties before providing information.

Accessibility and Conspicuous Posting

This Privacy Policy is intended to be posted through a clear and conspicuous link on the website, as California online privacy law requires for commercial websites that collect personally identifiable information from California consumers.[1]

Changes to This Policy

High Point Financial may update this Website Legal Notice and Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date. California privacy guidance notes that businesses commonly update privacy policies at least annually.